This post may contain affiliate or referral links, which means I may receive a commission if you purchase something using my link. It will be no extra cost to you. As always, thank you for supporting Getting Fit Fab.
Everyone wants to save money, right? But it’s not easy, bills, emergencies, debt, vacations, medical bills, and etc can come up at any point and time and there goes the savings account! Shucks!
Well I am sure plenty of y’all have seen the 52 Week Savings Plan floating around the blogging world and Pinterest. Well I love the idea that you save an amount each week, it constantly grows, and at the end you are left $1,378 richer! Who wouldn ‘t love to have that at the end of 52 weeks!?
I like that idea a lot, BUT what kind of turned me off was close to Christmas time you are trying to put away $47 + each week, now when trying to buy Christmas presents who wants to put money away for savings?!
My girlfriend Breyanne and I discussed… why not do it BACKWARDS?! Start out at $52 at the beginning of the year and than go down! Sounds pretty good right? So I made this excel file with the dates and the amount of money to put away that week. If you get paid every other week like Breyanne does than you can choose 2 weeks, like $52 and $1.
Now you don’t have to go exactly as it states, maybe you have an extra $20 to put in one week, so you get rid of that week! Or maybe you only have $10 to put away, so you just do that week and go back to the week you skipped.
This is one of the savings accounts I have to put money away, this is acting as Christmas spending money for when I start Christmas shopping. It will make Christmas shopping a lot easier because the last few weeks can be summed up to just one lump stash into the savings, and when the sales come out all you have to do is shop shop shop!
And of course this plan can be tweaked if you have more people to save for (big family), or a vacation that you are saving for to save or have spending money. I currently have 3 of these plans going on, only one is on the tract of the Backwards plan, the other two are sporadic input of money. But it’ll be great to have all that money in savings for Christmas, Vacation in 2015, and any kind of emergency.
You can download the plan here and below is what it looks like♥